I just want to add that our Advisor Christopher D’Sena was super nice and wonderful.  I was very anxious and he was very patient and responded to our questions, and met with us a couple of times through the process to ensure everything was completed properly so as to not delay the process.  He was very flexible with gathering of information… that is I was able to respond to anything he needed via E-mail which worked very well for me.  He was really wonderful and I will most certainly recommend him to anyone.